Can You Afford What You Want Today Without Sacrificing What You Want Tomorrow?
A new home, a career change, college tuition, an earlier retirement: every financial decision affects more than your bank account. Wealth Coach shows how today’s decisions could affect your retirement, available cash, and other goals, and helps you explore ways to make them work.
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See what changes. Explore your options. Make decisions with a clearer picture of your financial future.
One Decision. More Possibilities for Your Family.
Watch a father rethink how to set his kids up for success, compare in-state and out-of-state college, and discover he could give each child $200,000 toward a first home while still retiring earlier.
Scenario 1
Original Plan
- Annual college cost per child
- $50,000
- Future gifts toward children’s first homes
- $0
Projected retirement age65Scenario 2
Explore In-State College
- Annual college cost per child
- $30,000
- Future gifts toward children’s first homes
- $0
Projected retirement age63Scenario 3
Help the Kids Buy Homes
- Annual college cost per child
- $30,000
- Future gifts toward children’s first homes
- $400,000
Projected retirement age64Johnny and Sara: two hypothetical future gifts of $200,000 each.
With children ages 12 and 5, the family changed its college cost assumption, which moved projected retirement from 65 to 63. Then it added $400,000 in future first-home gifts, moving retirement to 64. The gifts use some of the flexibility created by the college decision; they do not improve retirement timing.
$400,000 toward our kids’ first homes. And still retire a year earlier.
College was one decision. Wealth Coach also lets you test buying a home, changing income, growing your family, retiring earlier and more, then compare each decision’s projected impact across your goals. One decision. Every goal.
Illustrative projections for a sample household. Your results will depend on your circumstances and assumptions.
How Wealth Coach works
What If You Could See the Financial Impact Before Making the Decision?
- 1
See Where You Stand
Build your financial picture and see how you’re tracking toward retirement, college funding, and your other goals.
- 2
See What Your Decision Changes
Explore a purchase or life change and see how it could affect your financial future.
- 3
Explore a Better Path
Test different amounts, timing, and savings assumptions to see how adjustments could improve your projected outcome.
Explore financial decisions.
Explore just a few of the scenarios Wealth Coach can run for you.
Home & major purchases
Family & education
Financial protection
Sophisticated financial modeling. Built for real-life decisions.
Wealth Coach uses approximately 250,000 interconnected formulas to evaluate how financial decisions could affect your retirement, college funding, accessible cash, and other goals.
Our engine incorporates year-by-year federal and state tax calculations, personalized Social Security estimates, inflation, and investment account rules.
2,000 Monte Carlo simulations help illustrate a range of potential financial outcomes.
Explore our financial modeling →Meet Wealth Coach
Build your plan once. Keep it ready for whatever comes next.
See how Wealth Coach brings your financial picture and goals together, helps you track where you stand, and lets you test new decisions in seconds using the plan you’ve already built.
Your life changes. Return to your plan to see what changes with it.
Illustrative projections for a sample household. Your results will depend on your circumstances and assumptions.
Know where you stand financially. Free.
Create your initial financial profile in as little as 3–5 minutes and see how you’re tracking toward your financial goals.
Why wouldn’t you want to know?
There’s no cost to see where you stand. Build your financial picture once, and it’s ready whenever your next big financial question comes up.
See where you stand
Your next financial decision deserves a clearer picture.
See where you stand today. Explore your options whenever life presents a new financial question.
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Wealth Coach provides illustrative projections. Not financial advice.